Friday, December 26, 2008

work @ home on Christmas Vacation 2008

while everyone is on a rush wrapping gifts, cooking noche buena and preparing for christmas party I was seating down in front of my computer doing the office work for a deadline on January 5, 2008.

I was a little bit pissed off since I cannot enjoy my vacation coz I'm still thinking of projects, projects and endless deadlines. Whaaa....

But I choose to be happy as I've always do. I have scheduled to be with my family only from Dec 23 - Dec 27, 4 days of fun and bonding. We've spent our Noche Buena with me and my dadi Felix at our home but we forgot to pray whaaaa, sorry Lord for that. On the night of Christmas day we drove to go to our in-laws to give our presents to them. I've enjoyed a lot, while planning to go on swimming and sight-seeing @ Tagaytay on the next day Dec 26. We've spend 1 whole day swimming and ended up so late that we weren't able to go to Tagaytay coz all of us were a little bit tired. But, anyway we enjoyed. I enjoyed too....heheheh with so much fun and food on the table who says it would be boring with the in-laws. We've watched movies all night long and on swimming....though the water is so cold and it's very windy but still we made it to be on swimming for almost 8 hours...hahhaha just like a full day hours of work...

Well, all I can say is Thank You Lord for giving me a family like this! I love you all. I hope I can introduce Jesus in your heart and life through my life's testimony. God bless you and Merry Christmas!

summer time @ dec 08

why summer time? it's december! it should be cold and windy...... yes, but not at the office. it was so hot and humid coz our aircon bugged down whaaaa seems like its same as with our projects....wahihihihihi....

that's why i called it summer time. I can't even bring my sweater even it's raining outside i'm a bit perspiring. well i just hope that next year it's gonna be fixed. thank You Lord.

Wednesday, December 17, 2008

Manpower Costs

read this:
http://www.gov.ph/faqs/business_manpower.asp

Manpower Costs

MANPOWER RESOURCES (LABOR):


The laws on labor standards and employment relations are consolidated in the Labor Code of the Philippines. The salient points of employment conditions and employee benefits under the Philippine labor laws are as follows:


Hours of Work.
Eight (8) hours per day or 48 hours per week. Rest periods of short duration during work hours shall be counted as hours worked.

Work Day. A day is the 24-hour period which commences from the time the employee regularly starts to work.


Minimum Wage (Manufacturing Sector).
The minimum wage rate for agricultural and non-agricultural workers in every region are determined by the Regional Tripartite Wages and Productivity Board.

Fringe Benefits. This refers to goods, services, or other benefits furnished by an employer in cash or kind, in adddition to basic salaries; to managerial or supervisory employees such as but not limited to the following:

· Housing

· Expense Account

· Vehicle of Any Kind

· Household personnel, such as maid, driver and others

· Interest on loans at less than market rate to the extent of the difference between
the market rate and actual rate granted;

· Membership fees, dues and other expenses borne by the employer for the
employee in social and athletic clubs or other similar organizations;

· Holiday and vacation expenses

· Educational assistance to the employee or his dependents; and

· Life or health insurance and other non-life insurance premiums or similar amounts
in excess of what the law allows

Managerial employees refer to those who are given powers or prerogatives to lay down and execute managerial policies and or to hire, transfer, suspend, lay-off, recall, discharge, assign or discipline employees.

Supervisory employees are those who effectively recommend such managerial actions if the exercise of such authority is not merely routinary or clerical in nature but requirres the use of independent judgment.

Overtime (OT) Remuneration. Overtime premium is alloted for work exceeding the maximum prescribed period. Every employee who is entitled to premium pay is likewise entitled to the benefit of overtime pay.

Computation of Wages.
Source: Bureau of Working Conditions
Department of Labor and Employment
http://www.bwc.dole.gov.ph/faq.asp#com_wage

Computing Overtime:
On Ordinary Days
Number of hours in excess of 8 hours (125% x hourly rate)

On a Rest Day, Special Day or Regular Holiday
Number of hours in excess of 8 hours (130% x hourly rate)

Computing pay for work done on:
A Special Day (130% x basic pay)
A Special Day, which is also a sheduled Rest Day (150% x basic pay)
A Regular Holiday (200% x basic pay)
A Regular Holiday, which is also a scheduled Rest Day (260% x basic pay)

Computing Night Shift Premium where Night Shift is a Regular Work:
On Ordinary Day (110% x basic hourly rate)
On a Rest Day, Special Day, Regular Holiday (110% of regular hourly rate for Rest Day,
Special Day, Regular Holiday)

Computing Overtime on Night Shift:
On Ordinary Day (110% x overtime hourly rate)
On Rest Day, Special Day or Regular Holiday (110% x overtime hourly rate for Rest Days,
Special Days, Regular Holidays)

Computing 13th Month Pay:
Total basic salary earned for the year exclusive of overtime, holiday, and night shift
differential pay divided by 12 = 13th month pay.


Night-Shift Differential Pay. Night-shift employees must be paid a differential of not less than 10% of the regular wage for each hour of work performed between 10:00 p.m. and 6:00 a.m.

Service Incentive Leave. Every employee who has rendered at least one year of service is entitled to a yearly service incentive of five days with pay.

Meal and Rest Periods. One-hour time-off for regular meals.


MANDATORY EMPLOYMENT CONTRIBUTION

13th Month Pay.
By law, companies are required to give its employees a 13th pay equivalent to one (1) month salary.

Social Security System (SSS) Contributions. As Mandated by law, both employer and employees are to contribute for the social security benefits of the employees in accordance with the new schedule provided by SSS.

SSS Contribution Schedule - Effective January 1, 2007 (pdf file)
Source: Social Security System
http://www.sss.gov.ph/docs/new_contri_sched.pdf

Contribution to Home Development and Mutual Fund (HDMF). Companies/employers are also required to contribute at least P100.00 per month to HDMF for employee benefits. Companies/employers remit this contribution plus that of the employees's which will be deducted from their payroll, in accordance with the periodic remittance schedule provided by HDMF.

Contribution to National Health Insurance Program (NHIP). As mandated by Republic Act 7835 on Medicare Program which is administered by the Philippine Health Insurance Corporation (Philhealth), both employers and employees are to contribute for the medical insurance/benefits of the employees in accordance with the schedule provided by Philhealth.

Premium Contribution Schedule - For the Employed Sector - Effective January 1, 2007 (pdf file)
Source: Philippine Health Insurance Corporation
http://www.philhealth.gov.ph/contribution.htm

CURRENT DAILY MINIMUM WAGE RATES
National Capital Region (NCR) a/
Per Wage Order No. NCR-13 b/
Effective 28 August 2007
(In pesos)

INDUSTRY/SECTOR

Basic Wage After COLA Integration

Basic Wage Increase

New Minimum Wage Rates

Non-Agriculture

350.00

12.00

362.00

Agriculture (Plantation & Non-Plantation)

313.00

12.00

325.00

Private Hospitals

with bed capacity of 100 or less

313.00

12.00

325.00

Retail/Service Establishments
Employing 15 workers or less

313.00

12.00

325.00

Manufacturing Establishments
Regularly employing less than (10) workers

313.00

12.00

325.00

a/ Covers the cities of Caloocan, Las Pinas, Makati, Malabon, Mandaluyong, Manila, Markina, Muntinlupa, Paranaque, Pasay, Pasig, Quezon, Taguig, San Juan, Navotas and Valenzuela and the Municipality of Pateros.

b/ Grants a P12.00 per day basic wage increase to all minimum wage workers in the private sector in the r egion. The existing P50.00 per day COLA under Wage Order Nos. NCR-09 and NCR-10 is integrated in to the basic wage of covered workers.

Source:National Wages and Productivity Commission
Department of Labor and Employment
http://www.nwpc.dole.gov.ph/pages/ncr/cmwr_table.html

SUMMARY OF CURRENT REGIONAL DAILY MINIMUM WAGE RATES
Non-Agriculture, Agriculture
As of March 2008
(In pesos)

REGION

WO No. /
Date of Effectivity

NON-AGRICULTURE

AGRICULTURE

Plantation

Non-Plantation

NCR a/

WO 13 /
Aug. 28, 2007

325.00 – 362.00

325.00

325.00

CAR b/

WO 12 /
Jan. 07, 2008

233.00 – 245.00

216.00 – 227.00

216.00 – 227.00

I c/

WO 12 /
Dec. 31, 2007

210.00 – 230.00

210.00

185.00

II d/

WO 12 /
Nov. 25, 2007

215.00 – 223.00

203.00 – 211.00

203.00 – 211.00

III e/

WO 13 /
Sep. 27, 2007

236.00 – 287.00

221.00 – 257.00

201.00 – 241.00

IV-A f/

WO 12 /
Oct. 05, 2007

224.00 – 300.00

204.00 – 275.00

184.00 – 255.00

IV-B g/

WO 03 /
Nov. 25, 2007

225.00 – 237.00

188.00 – 197.00

168.00 – 177.00

V h/

WO 11 /
Dec. 01, 2007

183.00 – 226.00

194.00 – 204.00

174.00 – 184.00

VI i/

WO 15 /
Oct. 05, 2007

215.00 – 235.00

195.00 – 203.00

193.00

VII j/

WO 13 /
Nov. 11, 2007

205.00 – 250.00

185.00 – 232.00

185.00 – 232.00

VIII k/

WO 14 /
Dec. 16, 2007

228.00

209.00

209.00

IX l/

WO 14 /
Jan. 23, 2008

225.00

200.00

180.00

X m/

WO 13 /
Nov. 16, 2007

229.00 – 244.00

217.00-232.00

217.00-232.00

XI n/

WO 14 /
Sep. 16, 2007

248.00 – 250.00

238.00 – 240.00

217.00 – 219.00

XII o/

WO 14 /
Oct. 08, 2007

229.50

212.00

209.00

XIII p/

WO 08 /
Nov. 07, 2007

220.00

210.00

200.00

ARMM q/

WO 09 /
Aug. 04, 2006

200.00

200.00

200.00

a/ Granted a P12 per day wage increase after integration of the P50 COLA to the basic pay;
b/ Granted P10 wage increase and integrated into the basic wage the P51 COLA granted
under WO Nos. 5, 9 & 10;
c/ Granted P3-13 wage increase and integrated into the basic wage the P12 COLA granted
under WO No. 10;
d/ Granted P5 wage increase;
e/ Granted P9 COLA;
f/ Granted P6-13 wage increase as follows: P10-13 (Growth Corridor Area),
P8-9 (Emerging Growth Area), P6 (Resource Based Area);
g/ Granted P2-16 wage increase;
h/ Granted P6 wage increase;
i/ Granted P4-41 wage increase due to simplification to be given in three tranches:
P4-16 (Oct. 5, 2007), P8-15 (May 1, 2008, P7-11 (Sep. 16, 2008);
j/ Granted P5 & P9 wage increase;
k/ Granted P14 wage increase and integrated into the basic wage the P18 COLA granted
under WO Nos. 11 & 12; P2-14 in selected sectors due to restructuring;
l/ Granted P15 wage increase and integrated into the basic wage the P20 COLA granted
under WO No. 12;
m/ Granted P10 additional COLA;
n/ Granted additional P10 COLA;
o/ Granted P3-5 additional COLA;
p/ Granted P6 COLA;
q/ Granted P10 wage increase and P10 COLA (cash or non-cash) and integrated into the
basic wage the P10 COLA granted under WO No. 8.

Source: National Wages and Productivity Commission
Department of Labor and Employment
http://www.nwpc.dole.gov.ph/pages/statistics/stat_current_regional.html


Source: http://www.boi.gov.ph

For more questions on Doing Business in the Philippines, check out http://www.dti.gov.ph/.

13th Month Pay

http://www.chanrobles.com/presidentialdecreeno851rules.htm#PRESIDENTIAL%20DECREE%20NO.%20851-RULES

anong gagawin ko sa 13th month pay ko?

Tuesday, December 9, 2008

i love this site

http://feeds.feedburner.com/startcooking/KMSCBlog
http://startcooking.com/blog/459/Chocolate-Cheese-Cake-Pie
http://whatscookingamerica.net/Sauces_Condiments/CreamDefinitions.htm
http://www.foodsubs.com/Syrups.html
http://www.wisegeek.com/what-is-cream-cheese.htm
http://startcooking.com/blog/344/Graham-Cracker-Pie-Crust

i really love cooking
i really love to be always on the kitchen....
coz i love to eat
that's me....

Attendance Nov 26 to Dec 10, 2008

November
26 - 9:17 - 7:10PM
27 - 9:23 - 4:00AM
28 - 12:30 - 11:30PM
December
1 - 9:00 - 1:00PM (HOLIDAY LEGAL NON-WORKING DAY)
2 - 8:58 - 9:00AM
3 - work at home
4 - 9:30 - 7:30PM
5 - absent
8 - work at home
9 - 9:10 - 7:10PM
10 - 9:28 - 7:00PM

Lord sana ma approve ung OT ko kasi ang laki ng kaltas ko po eh... kahit na ioffset ung OT to cover up my lates and absents tapos ung matira itreat as OT na bayad masaya na ako.... nilalagnat pa naman ako.

Thursday, November 27, 2008

OT Time 11.28.08

OT:
November 27-28, 2008 @ 7PM-4AM
- report card
- quarterly report
- generated average from excel file to be reflected on report card for GS
- synchronized average on Report Card to be seen on quarterly reports (view student grades & view gen ave per level) and report card
- 4th year level still on rounded format since they did not report the errors on the release of the card last sep 6,2008 so it can be considered as of good and accurate computation

Tuesday, November 25, 2008

Love Your Enemies

Love Your Enemies Bible Study
Let Jesus Transform Your Heart

(c) 2001, 2005 Doug Britton (Permission granted to print for personal use)

You have heard that it was said, "Love your neighbor and hate your enemy."
But I tell you: Love your enemies and pray for those who persecute you (Matthew 5:43-44).


Loving your enemies: Introduction

This Bible study on loving your enemies and self-test is part of a series of free online studies on anger. They are adapted from Victory Over Grumpiness, Irritation and Anger. Feel free to print them out, and use them to evaluate yourself.

Reasons to love your enemies

God commands us to love.

Here are some key Scriptures (Bible verses) on loving your enemies:

A new command I give you: Love one another. As I have loved you, so you must love one another (John 13:34).

But I tell you who hear me: Love your enemies, do good to those who hate you, bless those who curse you, pray for those who mistreat you (Luke 6:27-28).

Bless those who persecute you; bless and do not curse (Romans 12:14).

We work hard with our own hands. When we are cursed, we bless; when we are persecuted, we endure it (1 Corinthians 4:12).

Do not repay anyone evil for evil. Be careful to do what is right in the eyes of everybody. If it is possible, as far as it depends on you, live at peace with everyone. Do not take revenge, my friends, but leave room for God's wrath, for it is written: "It is mine to avenge; I will repay," says the Lord. On the contrary: "If your enemy is hungry, feed him; if he is thirsty, give him something to drink. In doing this, you will heap burning coals on his head." Do not be overcome by evil, but overcome evil with good (Romans 12:17-21).

Do not repay evil with evil or insult with insult, but with blessing, because to this you were called so that you may inherit a blessing (1 Peter 3:9).

Anyone who claims to be in the light but hates his brother is still in the darkness. Whoever loves his brother lives in the light, and there is nothing in him to make him stumble (1 John 2:9-10).

Our highest calling is to spread the Gospel and help others grow in Christ.

We should be passionately concerned about introducing people to Jesus. Along the same lines, we should be passionately concerned about other believers' spiritual welfare.

Study "dissensions" in Galatians 5:19-21 and Romans 13:13.

By this all men will know that you are my disciples, if you love one another (John 13:35).

But what does it matter? The important thing is that in every way, whether from false motives or true, Christ is preached. And because of this I rejoice. Yes, and I will continue to rejoice (Philippians 1:18).

Jesus loved his enemies. Make him your example.

O Jerusalem, Jerusalem, you who kill the prophets and stone those sent to you, how often I have longed to gather your children together, as a hen gathers her chicks under her wings, but you were not willing! (Luke 13:34).

Hints to help you love your enemies

Realize that you may have misinterpreted the other person's words.

* He or she may be distracted.
* He or she may be busy.
* He or she may be going through a personal crisis.
* He or she may be sick or exhausted.

Realize that you may be right: The other person may be your enemy.

However, if someone insults you or dislikes you, respond in a Christ-like manner. Don't take things personally or give in to hurt feelings and let your emotions control you. Instead, see the other person as someone with a problem who needs God's help and your prayers.

Determine what part you played in the problem.

You hypocrite, first take the plank out of your own eye, and then you will see clearly to remove the speck from your brother's eye (Matthew 7:5).

See problems as opportunities to grow in Christ.

Not only so, but we also rejoice in our sufferings, because we know that suffering produces perseverance; perseverance, character; and character, hope (Romans 5:3-4).

Consider it pure joy, my brothers, whenever you face trials of many kinds (James 1:2).

That is why, for Christ's sake, I delight in weaknesses, in insults, in hardships, in persecutions, in difficulties. For when I am weak, then I am strong (2 Corinthians 12:10).

Forgive . . . even if your enemy does not apologize.

Follow Jesus' example: Father, forgive them, for they do not know what they are doing (Luke 23:34).

Follow Stephen's example: Then he fell on his knees and cried out, "Lord, do not hold this sin against them." When he had said this, he fell asleep (Acts 7:60).

Pray for your enemies.

When you feel irritated about someone:

* Pray for the other person's needs.
* Pray that God will help you forgive.
* Pray that God will help you love him or her.

Evaluate your love for your enemies

How well do you practice the following verses?

Love is patient, love is kind. It does not envy, it does not boast, it is not proud. It is not rude, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always protects, always trusts, always hopes, always perseveres. Love never fails (1 Corinthians 13:4-8).

Score yourself from 0-10 on each of the following.

"0" means, "I need a lot of improvement."
"10" means, "I'm great at this."

____ I am patient.
____ I am kind.
____ I do not envy.
____ I do not boast.
____ I am not proud.
____ I am not rude.
____ I am not self-seeking.
____ I am not easily angered.
____ I keep no record of wrongs.
____ I do not delight in evil.
____ I rejoice with the truth.
____ I always protect.
____ I always trust.
____ I always hope.
____ I always persevere.
____ My love never fails.

Love your enemies: Personal application

Write a prayer asking God to help you be more loving toward your enemies and others.

Honey ginger chicken


Ingredients

8 chicken thighs
2 thumb-sized pieces of ginger, peeled and grated
2 chili peppers, finely chopped
1/4 c. of patis (fish sauce)
1/3 c. of kalamansi (or lemon) juice
1/2 c. of honey
onion leaves and 1/2 red bell pepper, both thinly sliced, for garnish

In a wok, boil a cup of water. When the water is boiling, arrange the chicken thighs in a single layer (adding the chicken to already boiling water minimizes the formation of scum). Add the ginger and chili peppers. Pour in the patis. Cover and simmer for 20 minutes.

After 20 minutes, the liquid would have reduced considerably. Pour in the kalamansi (or lemon) juice and the honey. Cook over high heat, uncovered, turning the chicken thighs often until the sauce browns and thickens. Watch the chicken carefully at this stage — the fast-thickening sauce burns fast because of the honey. When the liquid has evaporated and all there is left is a thick caramelized sticky sauce coating the chicken, lift the chicken pieces one by one and transfer to a serving platter, making sure that the fibrous grated ginger stays in the wok. You don’t it need anymore — all the ginger-y flavors are already in the chicken.

Garnish with thin strips of onion leaves and red bell pepper. Serve hot with rice.

Friday, November 21, 2008

totoo ba ako?

manpower mismanagement
- hugot ng hugot ng tao sa gitna ng project devt at ilalagay sa isang bagong project kaya ung mga dapat tapusin at dapat pagukulan pa ng mas maraming panahon for testing and debugging nde na nagagawa client na ang nagtetest ng errors
- pag nde natapos ang deadline, kami sisihin
bago pa lang ako pumasok ng kompanya ganito ang scenario tambak ang unfinished projects pero kulang sa tao kuha ng kuha ng bagong project, sales talk ng sales talk ng mga virtually made na project na nde pa naman existing sa kompanya pagkatapos pag nde naproove sa client ang capacity to build such a thing kami ang sisihin, kami ang sasabihan ng "think out of the box" nde lahat ng tao kagaya mong magisip, kagaya mong gumawa nde kami robot at octopus para matapos ang lahat ng project sa iisang timeline. tao rin kami na merong sariling mga schedules tao rin kami na marunong magpahinga at matulog.
- hindi lang 2 ang tauhan mo sa kompanya why are you firing Sir Christian is it because his cellphone is not open during the time that you are calling him? then why can't you fire me for not appearing on the EA Meeting last NOV 10, 2008 for the reason of being sick. ibig bang sabihin kaunting pagkakamali namin fire agad, if we cant decide with accurate judgment on little things, how much more sa mlalaking bagay. how much more sa mga seryosong bagay.
with this i am submitting my resignation effective today. my decision is final.
why can;t you fire people whom 2 cellphones where off during the time that i was sending a text msg informing him to cancel the shceduled meeting with EA, and then after that issuing a memo that all employees should inform client 4 hours before the set meeting for cancellation. bakit ganun? bakit nde ata patas?

if we can';t discuss this matter, and settle this then WHEN? ka[pag tupok na ng usok ang buong bahay. wag nating intayin na 2 na lang ang matira or wala nang matira sa kompanya.
ngayon pa lang ayusin na ang dapat ayusin baliin na ang dapat baliin na maling ugali at unprofessionalism.

siguro nga its very humiliating to admit na nde ako marunong ng LINUX and one of kompanya employee is telling me that "senior level ang inaaplayan ni isang command sa LINUX walang alam", siguro i dont' deserve this job or this job doesn't deserve me. kung posisyon at pera lang ang gusto mong mawala sa akin, sa IYONG sa IYO NA.
nagyon ko napatunayan ang katotohanan ng mga balita na narinig ko from the first day i went to kompanya. it's all a big mistake.

my resignation is final for i can't see any reasons for staying.

Sunday, November 16, 2008

Lesson: Love Your Enemy

pag pikon ka na sa boss mo anong gagawin mo?
1. to submit a resignation paper effective next month
2. to dicuss with him the matter and resolve it
3. to pray and ask God what to do

and this is where I am now, I don't really feel like going to the office!
God teach me how and soothe my depressed heart and let me understand this:
"Everyone must be quick to listen, slow to speak, and slow to become angry,
for a man's anger does not bring about the righteous life that God desires." James 1: 19-20 NIV

Thursday, November 13, 2008

What Will Matter?

Ready or not, it will come to an end.
There will be no more sunrises, no minutes, hours or days.
All the things you collected, whether treasured or forgotten, will pass to someone else.
Your wealth, fame and power will shrivel to irrelevance.
It will not matter what you owned or what you owed.
Your grudges, resentments, frustrations and jealousies will finally disappear.
So, too, your ambitions, plans, and to do lists will expire.

The wins and loses that once seemed so important will fade away.
It won't matter where you came from, or on what side of the tracks you lived, at the end.
It won't matter whether you were beautiful or brilliant.
Even your gender and skin color will be irrelevant.

So what will matter?
How will the value of your days be measured?

What will matter is not what you bought, but what you built
not what you got, but what you gave?

What will matter is not your sucess, but your significance.
What will matter is not what you learned, but what you taught.

What will matter is every act of integrity, compassion. courage or sacrifice that enriched, empower or encouraged others. to emulate your example.

What will matter is not your competence, but your character.
What will matter is not how many people you knew,
but how many will feel a lasting loss when your gone.

What will matter is not your memories, but the memories that live in those who loved you.
What will matter is how long you will be remembered, by whom and for what.

Living a life that matters doesn't happen by accident.
It's not a matter of circumstance but of choice.
Choose to live a life that matters[/b]

Monday, October 27, 2008

The Key to Long-Term Success

The Key to Long-Term Success
By: Brian Tracy

Successful people have been studied in depth for more than 100 years. They have been interviewed extensively to determine what it is they do and how they think
that enables them to accomplish so much more than the average person.
In this Newsletter, you learn the most important single factor of long-term
success and how you can build it into your personality and your attitude. You
learn how to virtually guarantee yourself a great future.

The Harvard Discovery on Success
In 1970, sociologist Dr. Edward Banfield of Harvard University wrote a book
entitled The Unheavenly City. He described one of the most profound studies on
success and priority setting ever conducted.

Banfield's goal was to find out how and why some people became financially
independent during the course of their working lifetimes. He started off
convinced that the answer to this question would be found in factors such as
family background, education, intelligence, influential contacts, or some other
concrete factor. What he finally discovered was that the major reason for
success in life was a particular attitude of mind.

Develop Long Time Perspective
Banfield called this attitude "long time perspective. " He said that men and
women who were the most successful in life and the most likely to move up
economically were those who took the future into consideration with every
decision they made in the present. He found that the longer the period of time a
person took into consideration while planning and acting, the more likely it was
that he would achieve greatly during his career.

For example, one of the reasons your family doctor is among the most respected
people in America is because he or she has invested many years of hard work and
study to finally earn the right to practice medicine. After university courses,
internship, residency and practical training, a doctor may be more than 30 years
old before he or she is capable of earning a good living. But from that point
onward, these men and women are some of the most respected and most successful
professional people in any society. They had long time perspectives.

Measure the Potential Future Impact
The key to success in setting priorities is having a long time perspective. You
can tell how important something is today by measuring its potential future
impact on your life.

For example, if you come home from work at night and choose to play with your
children or spend time with your spouse, rather than watch TV or read the paper,
you have a long time perspective. You know that investing time in the health and
happiness of your children and your spouse is a very valuable, high-priority use
of time. The potential future impact of quality time with your family is very
high.

If you take additional courses in the evening to upgrade your skills and make
yourself more valuable to your employer, you're acting with a long time
perspective. Learning something practical and useful can have a long-term effect
on your career.

Practice Delayed Gratification
Economists say that the inability to delay gratification- that is, the natural
tendency of individuals to spend everything they earn plus a little bit more,
and the mind-set of doing what is fun, easy and enjoyable-is the primary cause
of economic and personal failure in life. On the other hand, disciplining
yourself to do what you know is right and important, although difficult, is the
highroad to pride, self-esteem and personal satisfaction.

The long term comes soon enough, and every sacrifice that you make today will be
rewarded with compound interest in the great future that lies ahead for you.

Action Exercises
Here are three steps you can take immediately to put these ideas into action.

First, think long-term. Sit down today and write out a description of your ideal
life ten and twenty years into the future. This automatically develops
longer-time perspective.

Second, look at everything you do in terms of its long-term potential impact on
your life. Do more things that have greater long-term value to you.

Third, develop the habit of delaying gratification in small things, small
expenditures, small pleasures, so that you can enjoy greater rewards and greater
satisfaction in the future.

Tuesday, October 21, 2008

I just wish, I hope not

i just wish that they don't say things in a harshly manner.
i just wish that they be sensitive enough to feel their environment.
i just wish that they be polite and courteous and full of respect when approaching each other.
i just wish that they learn to work professional.
i just wish that they love their job wholeheartedly

sadly to say that before our problem is manpower but now we have hired professional people who can do their job well done then all they have to do is to support him or her in every way they can.

people are too stupid and got that crab mentality
they aren't aware that we should be in full harmony and cooperation in the work place
to get the job done , to target the market, to entice more clients and big projects.

too stupid
too harsh
too idealistic but not realistic
too envious
too insecure
too volatile

are you one of them? i hope not.

Sunday, October 12, 2008

Swimming Skills Required

I really don't know how to swim? Yesterday, I was invited to a party. Actually it's a kiddie party - swimming/bbq fellowship hahahhaha. My husband and I we're looking at the invited kids while they are swimming and he told me "Look at that kid she knows how to swim. You're just like Jean (one of the kids there) who wiggle so much on the water but not reaching any point." I was really disappointed and did never expected that to hear from him, I just looked at him and say "Well, they cannot do programming naman. That's not a requirement. " And he responded "It is a requirement." While he keeps on repeating those words, I am telling to myself "I dont't care if I don't know how to swim, anyway I'm not the only one who really don't know how to swim in the whole universe." And I just leave him alone.

I was really insulted and I didn't feel ok for just a few minutes. But then I started telling and dictating my mind "Who cares if I don't swim? I can earn money even if I don't know how to." Minsan buti pa ang ibang tao marunong magbigay ng maayos na comment sa isang maayos na paraan. Ewan ko ba. Sana parehas na lang sila.

Monday, September 29, 2008

IT Expo 2008

I was given a privilege to attend IT Expo 2008 from September 30 - October 2, 2008 @ the Philippine Trade Training Center.

I feel like I'm a real entrepreneur. I've met people here and was able to introduce my company about our services and in fact I'm into inviting applicants particularly fresh graduates from competitive school for Web Programmers and System Analysts slots. Haahahah. Before I am very shy and timid. I even can't stand on the front and introduce myself. I even got a shaky knees whenever I am forced to do so. Really, I'm new now! hahahahahha....

Thanks for my company for this opportunity. Well I got so amazed I was able to seatmates in the conference room is one of the guest speaker. Hahaha I even met Dennis Salvacion before I met him in DepED IT Conference in Cebu City last September 2006 a few years ago....Hahahahaha...
I'll be posting more stories so keep on visiting my blog.

Wednesday, September 24, 2008

Dream Big

"Dream Big".

Proverbs 10:24
"What the wicked dreads will overtake him
What the righteous desires will be granted."

Yes and amen to the praise of our Lord Jesus Christ.
If I keep on believing, follow Jesus in every aspects of my life, live by the Word of God - then blessings will come. Dreams will materialize. Surrounded by God's favor living a life blessed, simple and happy life.

Remember before it happens to the natural, it happens in the spiritual.

Monday, September 22, 2008

The Law of the Garbage Truck

I told earlier on my previous posts that I'd love collecting inspirational articles and again I just got the chance to pick up a new one. Read it on.

The Law of the Garbage Truck
One day I hopped in a taxi and we took off for the airport. We were
driving in the right lane when suddenly a car jumped out of a parking
space right in front of us. My taxi driver slammed on his breaks,
skidded, and missed the other car by just inches! The driver of the other
car whipped his head around and started yelling at us. My taxi driver
just smiled and waved at the guy. And I mean he was really friendly.
So I asked, 'Why did you just do that? This guy almost ruined your car
and sent us to the hospital!'
This is when my taxi driver taught me what I now call 'The Law of the
Garbage Truck.'
He explained that many people are like garbage trucks. They run around
full of garbage, full of frustration, full of anger, and full of
disappointment. As their garbage piles up, they need a place to dump it
and sometimes they'll dump it on you. Don't take it personally. Just
smile, wave, wish them well, and move on. Don't take their garbage and
spread it to other people at work, at home, or on the street.
The bottom line is that successful people don't let garbage trucks take
over their day. Life's too short to wake up in the morning with regrets,
so...
'Love the people who treat you right. Forgive the ones who don't.'

Sunday, September 21, 2008

Learn to Save

I love to collect inspirational articles and post here in my blog. I find it soothes and boost my morale. I hope you'll learn from this one cause I learned from it. Why not read it on?

How a Taxi Driver Became a Bank President

Source: http://bosanchez.ph/how-a-taxi-driver-became-a-bank-president/

It all started when my plane to Cebu was delayed by 5 hours.

While my fellow-passengers around were acting like enraged volcanoes spewing lava, cursing the catastrophe that befell upon us—I smiled and closed my eyes. Instantly, I felt peace. I whispered, “Lord, you have a special surprise in store for me.”

And in minutes, I discovered my gift.

That special surprise was Ray, a man who would bless me with his life. He also gave me key business ideas that would double my income.

He greeted me with a firm handshake and a friendly smile. “I watch you on TV,” he said, “and I text my family and friends to watch you.”

Like me, Ray’s flight to Mindanao was delayed for 8 hours. (All the flights that day were delayed. The airport looked like a refugee camp with people sitting on the floor and crowds begging for food from the airline personnel.)

I didn’t know why, but I sensed a connection with the man in front of me.

Later on, I discovered why.

As we found seats and ordered coffee, Ray shared with me the riveting story of his life. I was so swept away by his experience, I forgot all about my coffee.

“I went to Bible School and became a Pastor,” he said. “I pioneered a small church.” But after being a Pastor for 3 years, tragedy struck. His wife lost a baby boy in her pregnancy. The trial caused Ray to think about his family more.

“It’s lonely being a Pastor,” he explained. “The problems of my flock are all my problems. But my problems were only mine! So I asked my people to pastor their pastor too.” Slowly, he delegated his roles to his congregation as he felt a need to focus on his family—especially their financial needs.

His joined corporate life. For 6 years, he worked for a big company as their Regional Manager for the entire Mindanao (Southern region of the Philippines). He was earning P50,000 a month (US$1000+), a big sum during that time. But at the end of the day, he was still broke. In fact, he was in debt to the tune of P1.2 Million (US$26,000+)—including a warrant of arrest.

To survive and feed his children, the former Regional Manager became a Taxi Driver. It was an incredibly humbling experience. But he learned important lessons that would change his life forever.

Rey was now only earning P350 a day—a far cry from what he was earning before. But it was here where he learned how to manage his money.

It was here where he learned how to live within his means.

It was here where he learned how to save.

Ray said, “People like to manage what they don’t have. That’s why they’re poor. By borrowing for stuff they can’t afford. During that year as a Taxi Driver, I learned to manage what I had. And I was actually better off earning P350 a day than earning P50,000 a month! Because now, I learned to manage my money.”

After one year of being a Taxi driver, he borrowed enough money to buy cabs and became a Taxi Operator. But that was only a transitional step to learn how to run a business. His real goal was to be in the “money” business.

Ray wanted to own a bank.

So his first step was to work in a Rural Bank—without asking for a salary. He simply wanted to learn. And 3 years later, when he learned enough, Ray built his own Rural Bank.

Today, his Rural Bank is going strong. So far, after 7 years, the bank has given micro-loans to over a thousand people in his city, providing them with capital for their small businesses. And with 97% repayment efficiency! Because of this, his bank is transforming the lives of the poor. He teaches them the habits of saving, investing, and entrepreneurship.

Ray explained, “I ask people, ‘Do you want to prosper? What do you have? You may not have money. But you have time. Not just time, but time to learn. So use that! Join an insurance company and be an agent. Or join a company and sell their product. The important thing is to learn—and from there, branch out. Don’t get a job to earn money. Get a job to learn! And don’t start a business to earn money. Get into a business to learn! The money will follow.”

He continued, “Some people start a business and want to earn right away. But that’s not wise. Starting a business is like a slingshot. You have to pull back. That means clearing the way. Take time pulling back. Because when it’s time to release, you’ll be surprised that your business will rapidly shoot towards the target.”

Ray is a Serial Entrepreneur. At the back of his calling card is a list of his other businesses: a construction company, a property management company, salons, restaurants—plus a few more.

“I never manage my businesses,” he said, “I pass it on to people who can do a better job. I make them part owners. That’s why I can own many businesses.”

As Ray spoke, it was though I was hearing myself preach.

We both have the same beliefs about money.

We’re both Preachers that address the practical needs of people.

We’re both Serial Entrepreneurs.

And we both are fighting poverty by teaching three things to the Filipino: (1) a practical spirituality, (2) a more positive financial mindset, and (3) financial literacy.

Oh, one last thing: We both love our families.

At the airport, I met Ray’s lovely wife and beautiful daughter with him.

I sensed the happiness in his family. It was refreshing.

That day, my catastrophe turned out to be a rich blessing.

Not only for me, but everyone who’s reading this blog right now.

Talking to Ray made me realize more than ever before that we should never tell ourselves, “I’m stuck where I am. My life will never change.”

Keep dreaming my friend.

God has a wonderful plan for your life.

Pursue it with passion.

May your dreams come true,

Bo Sanchez